Independent Research — Not affiliated with HDFC ERGO

📋 PolicyJack Editorial Team · 🗓 Updated 11 March 2026 · ⏱ 7-min read · Research Only — No Sales

At a Glance

Network Hospitals 15000
PolicyJack Rating 4.5/5 — Excellent

Source: IRDAI Annual Report. Data as of last available IRDAI filing.

Health Shield Plus by HDFC ERGO

A comprehensive health insurance plan designed to provide complete protection for you and your family.

Coverage Details

Health Shield Plus offers extensive coverage for:

  • Hospitalization expenses
  • Pre and post-hospitalization care
  • Day care procedures
  • Domiciliary hospitalization
  • Ambulance charges
  • Organ donor expenses

Key Features

1. No Room Rent Limit

Stay in any room category without worrying about proportionate deductions.

2. Consumables Covered

100% coverage for items like gloves, syringes, masks, and PPE kits.

3. Restoration Benefit

Your sum insured gets restored automatically after claim utilization.

4. Preventive Care

Annual health check-ups included for early disease detection.

What’s Not Covered

  • Cosmetic surgery
  • Dental treatment (except due to accident)
  • Intentional self-injury
  • Experimental treatments

Why Choose This Plan?

  • High claim settlement ratio (98.2%)
  • Extensive network of 15,000+ hospitals
  • Hassle-free cashless claims
  • 24/7 customer support

Get a Quote or Talk to an Advisor

Compare with Similar Insurers

Related Guides

This content is for research and educational purposes only. PolicyJack.com is an independent research platform and does not sell, solicit, or advise on insurance products. Always read the policy wordings before purchase. Ratings and data sourced from IRDAI public filings and policy documentation.